Frog was sitting on his lilly pad wishing he had a better home. He was tired of that lilly pad, it offered no privacy or luxury living in any way. So he went to the bank to apply for a home loan. He walked over to the loan officer, Patty Whack. He explained to her his desire for a better place to live. She was understanding but said she would need some collateral. He said he didn't have any bank accounts or securities, but he did have a little glass horse. The glass horse was a valuable possession handed down to him from many generations back, and frankly the only possession he could fit on his lilly pad. Patty didn't know what she should do, so she went and explained the entire situation to her boss. Her boss replied, "It's a Nick Knack Patty Whack give the Frog a Loan"
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